H‑D^™ Visa^® card

Earn a $100 H-D^™ Gift Card¹

Plus get a 0% intro APR^† on purchases and balance transfers^* for 9 billing cycles. After that, a variable APR applies, currently 18.24% to 31.24%^†.

Choose the H-D card that’s right for you

H-D^™ Visa Signature^® Card

Heritage: Matte black card, glossy white Harley-Davidson Bar and Shield

Choose from multiple designs

Heritage Design

Modern: Matte black card, glossy black Bar & Shield outline

Choose from multiple designs

Modern Design

Insignia: Matte black card, glossy black Harley-Davidson name in block letters

Choose from multiple designs

Insignia Design

Get $100 at H-D
Just spend $500 on your H-D Visa card in the first 90 days

3X

Earn 3X points at H‑D, gas and EV charging stations²
2X

Earn 2X points at restaurants, fast food, and bars²
2X

Earn 2X points at hotels & other lodging²
1X

Earn 1X points everywhere else Visa is accepted
No annual fee for the H‑D Visa Signature Card.

Apply Now for the H‑D Visa Signature Card

H-D^™ H.O.G.^™ Elite Visa Signature^® Card

Choose from multiple designs

H.O.G. — Metal Design

A matte black card boasting an original illustration in gray metallic ink by Willie G. Davidson.

Choose from multiple designs

Willie G. Original Design

A matte black card featuring the Eagle with raised wings atop the Harley-Davidson� Bar & Shield in a gray metallic finish.

Choose from multiple designs

H-D Eagle Design

Choose from multiple designs

H-D One Design

Get $100 at H-D
Just spend $500 on your H-D Visa card in the first 90 days

5X

Earn 5X points at H‑D, gas and EV charging stations²
2X

Earn 2X points at restaurants, fast food, and bars²
2X

Earn 2X points at hotels & other lodging²
1X

Earn 1X points everywhere else Visa is accepted
Get up to $99 in annual statement credits³ with your $99 annual fee for the H‑D Hog Elite Visa Signature Card.

Apply Now for the H‑D Hog Elite Visa Signature Card

Get even more points
when you ride.

Qualifying Harley Owners Group^® members with the H-D Visa^® card earn 1 point for every mile they ride⁴. Members with the H.O.G.^™ Elite Visa^® card earn 2 points for every mile ridden.
See Full Rules (PDF).

12 months.
12 bikes.

Every purchase you make with your card gets you into the H‑D Visa Free Ride Sweepstakes for a chance to win a Harley‑Davidson^® motorcycle every month⁵. Qualifying Harley Owners Group^® members get two entries per purchase. Check out our past winners and see what rides they got.

Non-purchase, mail-in entry also available.
See Official Rules (PDF).

Compare our cards

More choices, more rewards. See what's right for you.

H‑D Visa^® Card

Apply Now for the H‑D Visa Signature Card

H.O.G. Elite Visa^® Card

Apply Now for the H‑D Hog Elite Visa Signature Card

Introductory Offers

Introductory offers for H-D Visa Signature card

Get $100 at H‑D

Just spend $500 on your H‑D Visa^® card in the first 90 days of accounting opening.

Plus, get a 0% for the H‑D Visa Signature Card intro APR^†

On purchases and balance transfers^* for 9 billing cycles. After that, a variable APR applies, currently 18.24% to 31.24% view H‑D Visa Signature Card terms and conditions^†.

Introductory offers for H.O.G. Elite Visa card

Get $100 at H‑D

Just spend $500 on your H.O.G. Elite Visa^® card in the first 90 days of account opening.

Plus, get a 0% view H‑D Hog Elite Visa Signature Card terms and conditions intro APR^†

On purchases and balance transfers^* for 9 billing cycles. After that, a variable APR applies, currently 18.24% to 31.24% view H‑D Hog Elite Visa Signature Card terms and conditions^†.

Annual Fee

No annual fee for the H‑D Visa Signature Card

$99 annually for the H‑D Hog Elite Visa Signature Card

Credits and Memberships

Credited to your H‑D Visa^® statement when you use your card for specific purchases.

Credits and memberships for H-D Visa Signature card

None

Credits and memberships for H.O.G. Elite Visa card

$99 in Annual Credits
$59 Annual H.O.G. Membership.³
Lifetime H.O.G. members, there's an exclusive bonus just for you⁶
$30 Dealership credit³
$10 SiriusXM subscription credit.³

H‑D^™ Genuine Rewards

H-D genuine rewards for H-D Visa Signature card

2,500 points = $25 at H‑D

H-D genuine rewards for H.O.G. Elite Visa card

2,500 points = $25 at H‑D

Monthly Miles Ridden

Benefit applies to H.O.G. members only.

Monthly miles ridden benefits for H-D Visa Signature card

1 point per mile you ride

Monthly miles ridden benefits for H.O.G. Elite Visa card

2 points per mile you ride

Free Ride Sweepstakes

Non-purchase, mail-in entry also available.
See Official Rules (PDF).

Free Ride Sweepstakes benefits for H-D Visa Signature card

1 entry for every purchase, H.O.G. members get 2 entries per purchase

Free Ride Sweepstakes benefits for H-D Visa Signature card

1 entry for every purchase, H.O.G. members get 2 entries per purchase

Everyday benefits
for every cardmember.

Account Management

Free credit score⁷
Lock/unlock card
Cardmember Support

Account Management

Free credit score⁷
Lock/unlock card
Cardmember Support

Mobile App

Redeem points for H‑D^™ Gift Cards
Check balances and review transactions
Lock/unlock your card and enroll in security alerts

Peace of Mind

Zero fraud liability⁸
Roadside Dispatch⁹
Lost/stolen card reporting

Travel Benefits⁹

Travel Emergency Assistance
Auto rental collision damage waiver
Emergency cash and card replacement

Visa^® Benefits

Shipt: Same-day delivery from a variety of stores you love
Sofar: Discover new music with presale opportunities and ticket discounts
Dovly: Fix, manage, and maintain your credit score

¹ Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6–8 weeks after the 90-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H‑D™ Gift Card. Your Harley‑Davidson^® Visa Account must be open and in good standing to earn and redeem rewards and benefits.

² Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Lodging to include hotels, bed and breakfast establishments, resorts, cabins, cottages, hostels, short-term property rentals less than 30 days in length, and local inns. Must be booked directly through merchant rather than booking site. Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31, at 11 p.m. CST, of the expiration year. Harley‑Davidson^™ Gift Cards issued from H‑D™ Genuine Rewards point redemption do not expire. The Harley-Davidson^™ Gift Card is issued by Pathward, N.A., Member FDIC.

³$10 credit for annual SiriusXM subscription.
An automatic statement credit of $10 per 12-month period will be applied to your Harley‑Davidson^® H.O.G. Elite Visa Signature^® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits.
$30 credit annually at Harley‑Davidson^® dealerships.
When your account is used for up to $30 in purchases from H‑D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account.
$59 annual H.O.G.^® Membership Credit.
When you use your Card to pay for annual H.O.G.^® Membership fees, we will apply to your account, on an annual basis, a statement credit of $59. Credit(s) apply to eligible net H.O.G. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase is greater than $59, credit will be limited to $59 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. Offer not available for existing H.O.G. Lifetime or existing H.O.G. multi-year memberships.

⁴ To earn and be awarded points for miles ridden, the Primary H-D^™ Visa Signature^®, H-D^™ H.O.G.^™ Elite Visa Signature^®, or H-D Visa Secured cardmember must have an account that is open and in good standing and be an active U.S. H.O.G.^® member (“Qualifying Cardmember”). After becoming a Qualifying Cardmember, an odometer reading must be recorded at a participating H‑D^® dealership or by an alternate Harley‑Davidson^® authorized recording method. H‑D™ Visa Signature^® and H-D Visa Secured cardmembers earn 1 point for each mile ridden. H‑D™ H.O.G.™ Elite Visa Signature^® cardmembers earn 2 points for each mile ridden. Cardmembers can earn up to 50,000 points per calendar year and will be awarded 12 weeks following each subsequent odometer reading, unless further veriﬁcation is requested for award. See official rules for details at www.H-DVisa.com/miles.

⁵ NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2025. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules (PDF). Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 9850 Double R Boulevard, Suite 100, Reno, NV 89521.

⁶ Existing H.O.G. Life Members will receive 5% back on eligible H D dealership purchases (purchases minus credits and returns, on your H.O.G. Elite Visa card) made in the current calendar year, up to $59. The 5% back will be in the form of a statement credit to your H.O.G. Elite Visa account no later than the following April. The H.O.G. Elite account must be in good standing at the time statement credit will be applied. Only one credit per account.

⁷ Free credit score access, alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore^® credit score from TransUnion^® is for educational purposes only and not used by U.S. Bank to make credit decisions.

⁸ U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

⁹ Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" section on the Account Services page for details.

H‑D™ Visa® card

Earn a $100 H-D™ Gift Card1

Choose the H-D card that’s right for you

H-D™ Visa Signature® Card

H-D™ H.O.G.™ Elite Visa Signature® Card

Compare our cards

Everyday benefits for every cardmember.

H‑D^™ Visa^® card

Earn a $100 H-D^™ Gift Card¹

H-D^™ Visa Signature^® Card

H-D^™ H.O.G.^™ Elite Visa Signature^® Card

Everyday benefits
for every cardmember.